Page 1 of 2 12 LastLast
Results 1 to 10 of 14

Thread: Insurance issue with 2017

  1. #1
    EBRforum Newb
    Join Date
    Jun 2019
    Location
    Newark, DE
    Posts
    16

    Insurance issue with 2017

    I have read several insurance threads on here but I ran into an issue that I'm not sure if other 2017 owners have had...also 2016 owners. Progressive will not fully cover my 2017 1190sx as it is in the system labeled as an R1 or 1R....NO NOT THE YAMAHA...but it means that it is some type of custom bike, where they may not be able to get parts due to damage. They told me it is in the system through 2015 as a production bike but after that it gets the custom label. I tried to explain that all the previous models have parts that will work as they are essentially the same but that didn't change the fact that they would fully cover my bike.

    any thoughts...who has a 2016 or 2017 with full coverage and with who???
    Current Ride:
    2017 EBR 1190SX

    Previous experiences:
    2014 Triumph Tiger Explorer XC ABS
    2014 Triumph Speed Triple R
    2009 Triumph Sprint ST
    KTM 990 Adventure
    2007 Kawasaki ZX14
    Ducati HyperMotard 1100
    2010 Ducati Multistrada 1200
    Yamaha FZ1
    2007 Honda VFR 800
    Honda XR650L
    1999 Kawasaki Ninja ZX7R
    CBR 600 F2
    1989 Kawasaki Ninja ZX7
    Kawasaki Ninja 250

  2. #2
    EBRforum Novice
    Join Date
    Aug 2014
    Location
    WI, United States
    Posts
    214
    I would try Gieco. They don't do agreed value but at least you can get full coverage for financing.

  3. #3
    EBRforum Newb
    Join Date
    Jun 2019
    Location
    Newark, DE
    Posts
    16
    just did an online geico quote...$1300 for the year, full coverage, $500 deductibles and in general the lowest settings on all things you can choose, also includes towing and labor.
    Current Ride:
    2017 EBR 1190SX

    Previous experiences:
    2014 Triumph Tiger Explorer XC ABS
    2014 Triumph Speed Triple R
    2009 Triumph Sprint ST
    KTM 990 Adventure
    2007 Kawasaki ZX14
    Ducati HyperMotard 1100
    2010 Ducati Multistrada 1200
    Yamaha FZ1
    2007 Honda VFR 800
    Honda XR650L
    1999 Kawasaki Ninja ZX7R
    CBR 600 F2
    1989 Kawasaki Ninja ZX7
    Kawasaki Ninja 250

  4. #4
    EBRforum Newb
    Join Date
    Jun 2019
    Location
    Newark, DE
    Posts
    16
    and allstate was $1500
    Current Ride:
    2017 EBR 1190SX

    Previous experiences:
    2014 Triumph Tiger Explorer XC ABS
    2014 Triumph Speed Triple R
    2009 Triumph Sprint ST
    KTM 990 Adventure
    2007 Kawasaki ZX14
    Ducati HyperMotard 1100
    2010 Ducati Multistrada 1200
    Yamaha FZ1
    2007 Honda VFR 800
    Honda XR650L
    1999 Kawasaki Ninja ZX7R
    CBR 600 F2
    1989 Kawasaki Ninja ZX7
    Kawasaki Ninja 250

  5. #5
    EBRforum Novice
    Join Date
    Aug 2014
    Location
    WI, United States
    Posts
    214
    My bank lets me go as high as $1000 deductibles, every little bit helps..

  6. #6
    EBRforum ProvNov rb21's Avatar
    Join Date
    May 2016
    Location
    Gainesville, FL
    Posts
    88
    I have my 2017 RX insured with State Farm. No issues with them - full coverage is less than $40 a month for me.

  7. #7
    EBRforum Newb
    Join Date
    Jun 2019
    Location
    Newark, DE
    Posts
    16
    rb21.....can you send me a private message with your details???? State Farm just quoted me $1300. Yours is full coverage??? State Farm was first quoting me around $350 until the agent spoke with someone (not sure if she said the underwriter???) but got back to me with the $1300 quote. What are your limits set at??? etc etc....and maybe the phone number to your state farm agent????
    Current Ride:
    2017 EBR 1190SX

    Previous experiences:
    2014 Triumph Tiger Explorer XC ABS
    2014 Triumph Speed Triple R
    2009 Triumph Sprint ST
    KTM 990 Adventure
    2007 Kawasaki ZX14
    Ducati HyperMotard 1100
    2010 Ducati Multistrada 1200
    Yamaha FZ1
    2007 Honda VFR 800
    Honda XR650L
    1999 Kawasaki Ninja ZX7R
    CBR 600 F2
    1989 Kawasaki Ninja ZX7
    Kawasaki Ninja 250

  8. #8
    EBRforum Expert Cooter's Avatar
    Join Date
    Apr 2017
    Location
    In your basement
    Posts
    781
    I'm only at $780/yr FULL coverage for the '14 EBR, the '14 Brutalé and the '08 STT with Progressive? Got a speeding ticket on there too.

    I've been working with Hagarty Classic Car Insurance to include at least the EBR's as they are so low production. I love their insurance. Agreed value, super cheap, great service, and lots of accessories overage.

  9. #9
    EBRforum Newb
    Join Date
    Jun 2019
    Location
    Newark, DE
    Posts
    16
    I will try calling Hagerty tomorrow but like I mentioned the issue I have is model year 2016 and 2017 are considered custom so I will see what Hagerty says and how they classify it and hopefully it’s super cheap for just the one motorcycle thank you
    Current Ride:
    2017 EBR 1190SX

    Previous experiences:
    2014 Triumph Tiger Explorer XC ABS
    2014 Triumph Speed Triple R
    2009 Triumph Sprint ST
    KTM 990 Adventure
    2007 Kawasaki ZX14
    Ducati HyperMotard 1100
    2010 Ducati Multistrada 1200
    Yamaha FZ1
    2007 Honda VFR 800
    Honda XR650L
    1999 Kawasaki Ninja ZX7R
    CBR 600 F2
    1989 Kawasaki Ninja ZX7
    Kawasaki Ninja 250

  10. #10
    EBRforum Expert Cooter's Avatar
    Join Date
    Apr 2017
    Location
    In your basement
    Posts
    781
    They won't do it yet. "I've been working with Hagarty Classic Car Insurance to include...."

Similar Threads

  1. Insurance Premiums?
    By CTFutura in forum 1190SX
    Replies: 7
    Last Post: 11-03-2017, 07:13 PM
  2. Insurance weirdness
    By toxicf16 in forum 1190RX
    Replies: 5
    Last Post: 05-05-2017, 11:46 PM
  3. 2014 Issue
    By majette in forum 1190RX
    Replies: 0
    Last Post: 03-09-2017, 11:09 PM
  4. Insurance
    By djb102954 in forum 1190SX
    Replies: 0
    Last Post: 12-28-2016, 07:48 PM
  5. Insurance
    By djb102954 in forum 1190SX
    Replies: 0
    Last Post: 12-28-2016, 06:48 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •