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Thread: Insurance Premiums?

  1. #1
    EBRforum ProvNov
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    Colorado Springs
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    Insurance Premiums?

    Anybody else get an insane quote to insure their bike? I currently have 5 bikes insured [Geico], some with collision and some without depending on value. The quote to add the SX was nearly four times as much compared to a similar value bike [Yamaha FJR] for like coverage. I have only received the quote online and haven't talked to a human being yet but the price seems wildly out of line.

    May be time to start shopping for a new carrier.
    2014 EBR 1190SX
    1980 Moto Guzzi SP1000 original owner

    1998 Moto Guzzi V10 Centauro
    2012 Yamaha FJR 1300
    2005 BMW R1100S BCR

    "When I'm riding my motorcycle, I'm glad to be alive. When I stop riding my motorcycle, I'm glad to be alive" - Neil Peart 1952-2020

  2. #2
    EBRforum ProvNov rb21's Avatar
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    I have State Farm and am pretty sure that my the premiums on my EBR's and Ktm 1290 Super Adventure run roughly the same. I don't recall having any issue with the cost when they quoted it - probably somewhere around $35 a month

  3. #3
    EBRforum ProvNov MCase's Avatar
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    Enterprise, AL
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    I paid $500 for the entire year with full coverage plus some extra coverage. Progressive.

  4. #4
    EBRforum ProvNov
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    Spoke again with Geico today; they're quoting over $100/month. To put in in perspective I pay less than 1/3 of that to insure the FJR.

    Been a LONG time Geico customer [also have auto and homeowners with them] but will have to shop around to get a quote that I can recognize.

    Thanks rb21 and MCase for letting me know that this is not the norm.
    2014 EBR 1190SX
    1980 Moto Guzzi SP1000 original owner

    1998 Moto Guzzi V10 Centauro
    2012 Yamaha FJR 1300
    2005 BMW R1100S BCR

    "When I'm riding my motorcycle, I'm glad to be alive. When I stop riding my motorcycle, I'm glad to be alive" - Neil Peart 1952-2020

  5. #5
    EBRforum Novice
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    Aug 2017
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    Bay Area, CA
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    149
    I'm paying $294/mo full coverage with Geico on my '17 SX. They're actually the cheapest, since I have a "Operating A Motor Vehicle Without A Permit/License" on my record.

  6. #6
    EBRforum ProvNov StrangeTrip's Avatar
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    Tucson
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    I pay $100 a YEAR for basic liability @ Progressive.
    But I'm old, it was about $100 a month, when I was younger with multiple speeding tickets, Lol.

  7. #7
    EBRforum ProvNov
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    I guess having 'Racing' in the manufacturer's name is not helping my case with the insurer.
    2014 EBR 1190SX
    1980 Moto Guzzi SP1000 original owner

    1998 Moto Guzzi V10 Centauro
    2012 Yamaha FJR 1300
    2005 BMW R1100S BCR

    "When I'm riding my motorcycle, I'm glad to be alive. When I stop riding my motorcycle, I'm glad to be alive" - Neil Peart 1952-2020

  8. #8
    EBRforum ProvNov phelan's Avatar
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    Jul 2017
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    Fountain, CO
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    Technically, the 2016/2017s don't have Racing in the name of the company, as it became solely EBR by legal standards when LAP took over. But finding a company that actually has 2016/17 listed is another story.

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